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OverviewNature of WorkKnowledge AreasSkills Utilized
Job ActivitiesAbilitiesJob ConditionsWork SatisfactionEducation/Training

Nature of the Work

Credit authorizers, checkers, and clerks review credit history and obtain the information needed to determine the creditworthiness of individuals or businesses applying for credit.


Common Tasks

1.Compile and analyze credit information gathered by investigation.
2.Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
3.Interview credit applicants by telephone or in person in order to obtain personal and financial data needed to complete credit report.
4.Prepare reports of findings and recommendations, using typewriters or computers.
5.Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
6.Examine city directories and public records in order to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
7.Relay credit report information to subscribers by mail or by telephone.

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