| 1. | Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. |
| 2. | Prepare reports that include the degree of risk involved in extending credit or lending money. |
| 3. | Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity. |
| 4. | Confer with credit association and other business representatives to exchange credit information. |
| 5. | Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. |
| 6. | Generate financial ratios, using computer programs, to evaluate customers' financial status. |
| 7. | Review individual or commercial customer files to identify and select delinquent accounts for collection. |
| 8. | Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. |
| 9. | Consult with customers to resolve complaints and verify financial and credit transactions. |
| 10. | Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans. |